United Concordia Dental Dentist San Ramon
Learn More About the Benefits of United Concordia Dental
Many employers offer United Concordia Dental insurance to their workforce. If you are fortunate enough to have coverage as one of your benefits, you should certainly use it! Your policy may give you access to low-cost preventive services and reduced prices on restorative care. How can you get the greatest possible value out of your insurance? As an in-network United Concordia Dental dentist in San Ramon, our team is ready to assist you.
United Concordia Dental Coverage Availability & Fees
United Concordia offers both PPO and HMO plans. With an HMO plan, you must visit an approved dentist, and you get to enjoy relatively low out-of-pocket fees. With a PPO plan, you are free to visit any dentist. While coverage levels can vary greatly between PPO policies, they often work on a 100/80/50 structure:
- 100% coverage for preventive services, such as cleanings, exams, and routine X-rays
- 80% coverage for basic treatments, including tooth-colored fillings
- 50% coverage for major treatments, like crowns, bridges, and some types of oral surgery
Your PPO plan is also likely to include:
- A deductible that you must pay out of pocket before your benefits go into effect
- A waiting period before you are eligible for certain benefits
- An annual maximum, which is a yearly cap on the value of your benefits
The Benefits of Seeing an In-Network Dentist
Since a PPO plan gives you the freedom to visit any dentist, you might wonder whether there are any advantages to staying in-network. There are! When you choose to visit us, you can enjoy:
- Lower prices: We have a contract with United Concordia that controls fees, which translates into savings for you.
- Higher coverage levels: Often, insurance companies cover a greater percentage of costs for patients who visit in-network providers.
- More refined expertise: We are used to working with United Concordia, and we will be happy to help you answer questions, get preauthorization, and more. You can expect a smooth claims process from beginning to end!
Contact our San Ramon office today to learn more about how we can help you maximize your United Concordia Dental benefits.
